FCVB Products

Philipsburg Drummond Butte

Time Deposit Accounts

Checking Accounts
Granite Basic	$400 to Open $400 Minimum Balance Required No charge unless balance drops below the minimum. If the balance falls below the minimum, then a $5.50 service charge plus $0.35 per check fee will be assessed per month against the account. Images will be provided with the statement.
Granite Free	$400 to Open No minimum balance and no service charge No images will be provided with the statement unless you choose E-Statement delivery
Granite Super Now	$2,500 to open $2,500 Minimun Balance Required Variable Interest Rate No charge unless balance drops below the minimum. If the balance falls below the minimum, then a $12.00 service charge plus a $0.35 per check fee will be assessed per month against the account. Images will be provided with the statement
Granite Club	$500 to open Senior Account (Customers 60 & Older) No minimum balance and no service charge Images will be provided with the statement
Savings Accounts
Tiered Savings	$300 to Open Variable Interest Rate based on balance No Interest on balances under $300 $5.00 Maintenance Charge on Account Balances below $50.00 during the month.
Youth Savings	$300 to Open Variable Interest Rate No interest on balances under $100
Tiered Money Market	$1,000 to Open $1,000 Minimum Balance Required Variable Interest Rate based on balance No charge unless balance drops below minimum balance. If balance falls below the minimum, then a $15.00 maintenance fee will be assessed per month. Limited to six preauthorized withdrawals, automatic or telephone transfers, checks, drafts and debit card and similar transactions per month or statement cycle.
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Time Deposits
Time Deposits	$1,000 to Open $1,000 Minimum Balance Fixed Interest until Maturity Penalties may apply for early withdrawal Available in 3, 6, 12, 18, 24, and 36 month increments
Business Accounts
E-Business Checking	$750 to Open Free Debit Card Free On-line Banking Free On-line Bill Pay 3000 Free items per month No Minimum Balance E-Statements Required - will receive front and back images
Granite Business Checking	$750 to Open Monthly service charge of $7.50 will be charged plus $0.15 per check Credit of $0.10 per hundred on the low balance during the month will be received Will receive images of checks with statement
Business Savings	$300 to Open Variable Interest Rate based on balances of $2,500 and up
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Other Products
Individual Retirement Account	$1,000 to Open $1,000 Minimum Balance Variable Interest Rate 24 Month Maturity Penalties may apply for early withdrawal
Safe Deposit Boxes	Mulitiple sized boxes available for rent. Contact your local branch for details. Contents of Safe Deposit Boxes are NOT FDIC Insured.
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