FCVB Privacy Statement

Philipsburg Drummond Butte

Privacy Statement

FACT ACT

This notice has been provided to you as required by section 217 of the Fair and Accurate Credit Transactions Act of 2003.

We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Your credit report provides a glimpse of how financially responsible you are. Maintaining a clean credit report is vital to your financial well being. Negative information in your credit report will lower your credit score. Your credit score can be reviewed by lenders, insurers, landlords and even potential employers. With a low credit score you will be more likely to:
- Be denied future credit
- Be offered lower credit limits
- Pay higher rates on the credit you do receive

Please make sure your payments are on time and always pay at least the minimum amount due to assure that negative information regarding your account with us will not appear on your credit report.

PRIVACY STATEMENT / WEBSITE PRIVACY

We are committed to the strong tradition of safeguarding your privacy. Through our website, we will strive to provide valuable information about our products and services. We do not gather nor require personally identifying information on visitors to our website. However, if you choose to contact us via e-mail, bankhelp@granitemountainbank.com, please keep in mind that you will be revealing any information your mail header reveals about you. Also, any other information you choose to provide within your e-mail, is soley at your discretion. If you do not wish to e-mail us, please contact us at one of our locations, Philipsburg - (406) 859-3241, Drummond - (406) 288-3553 or Butte (406) 533-0600.

Whether you are a valued existing customer or someone shopping for a new banking relationship, we are committed to upholding the tradition of confidentiality, security and integrity of your information. We will not share or sell your e-mail address or your personal information to unaffiliated third parties, nor will it be shared with others outside the bank unless we are required to do so by law.

For the convenience of visitors to our Web site, we have carefully selected links to other Web sites that may be of interest or use. Flint Creek Valley Bank / Granite Mountain Bank does not endorse or make any guarantees relating to these other Web sites.

IMPORTANT INFORMATION ABOUT OUR CUSTOMER'S PRIVACY

We want you, our valued customer to know that we are dedicated to protecting your privacy and the security of the information you provide us. We want you to understand what kinds of information we may collect and how we may use it to serve you.

We may collect nonpublic personal information about you from the following sources:

Information we receive from you on loan applications and account forms
Information regarding your transactions with us or others
Information we receive from third parties such as a credit bureau

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service. Examples of nonpublic personal information include: information regarding your account balance, payment history or overdraft information.

An "Affiliate" is a company we own or control, a company that is owned or controlled by the same company that owns or controls us.

A "nonaffiliated third party" is a person that we do not employ or company that is not an affiliate of ours.

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. In order to provide you with a broad range of financial products and services, we use technology to manage and maintain your information.

We restrict access to your personal and account information to employees who need to know that information in order to provide products and services to you. In order to assure that the restricted access is enforced, we utilize physical, electronic and procedural safeguards that comply with Federal standards.

These standards are maintained even if you close your account or become an inactive customer. Top